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-State Civil Service (ASN) employees. 

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-TNI soldier. 

- TNI student soldier. 

-Member of the National Police. 

-State officials. 

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- BUMN/BUMD workers/laborers. 

- Workers/laborers of village-owned enterprises. 

- Workers/laborers of privately owned enterprises. 

- Other workers who receive salaries or wages, including;  BP Tapera, Bank Indonesia employees, Social Security Administering Agency employees, and foreign nationals who have worked in Indonesia for at least 6 months.

According to Article 15 of PP Number 21 of 2024, the amount of savings for Tapera participants is 3% of their salary or wages.

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KPR Tapera applies to Indonesian citizens who are registered as Tapera participants and do not yet own a house or receive housing subsidies from the government.